What is the Christian Stanley Online Policy ESTIMATE?

The Christian Stanley Online Policy Estimate is a tool that helps interested parties get a "ballpark" estimate of the current value of their life insurance policy. It should be used as an estimate only, and does not represent an offer or a contract to pay such as amount. Consumers, financial planners, CPAs, long term care insurance agents, and many others find such a tool useful, as it may be an indicator of the "real" market value of a life insurance policy. Among other things, the Christian Stanley Online Policy Estimate feature may:

• Provide the basis for a conversation on other sources of wealth that may have been overlooked (or simply unknown)
• Help you reduce life insurance premiums without "abandoning" the value in your current policy

How does the Christian Stanley Online Policy ESTIMATE work?

Upon completing and submitting the questionnaire above , Christian Stanley "runs the numbers" to automatically produce your "ballpark" life settlement estimate. This "ballpark" estimate is then immediately delivered back to you.

Is my information secure?

All data submitted with this form is encrypted in transit, and is shared only with companies directly affiliated with Christian Stanley (all such affiliates are rigorously pre-screened/pre-qualified, and obliged to conform to Christian Stanley's privacy policies) to assist you.

How is the ESTIMATE calculated?

Christian Stanley provides this policy estimator as a free, no-obligation service to the general public. Please note that the results you find are estimates only, and may not be construed as an offer, and that the actual amount you receive, if you decide to have your policy appraised, may be significantly different from the value estimated here.

Being that the estimate is a "ballpark" estimate only and is not intended to represent actual values that may be paid, the estimate is based on:

• A six to twelve year life expectancy
• Age over 65
• Your gender
• Your Policy Face Value
• Your Policy Cash Surrender Value
• Your Annual Premiums (assuming current year fully paid)

How do I find out how much I would actually get?

Once you've received your online estimate and decide to pursue a life settlement, your Christian Stanley representative or your financial advisor will request more fully detailed information from you, and will conduct a complete appraisal of your life insurance policy. Your Christian Stanley representative, depending on their relationship with you (for example, if your rep is a financial planner), may also offer alternative strategies for using the funds provided by your life settlement. Ultimately, once the appraisal process has been completed, you will be provided with a firm offer dependent on the appraised market value of your policy.